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No, your creditors cannot continue to
harass you when you go bankrupt in British Columbia. Once you have filed a bankruptcy petition, your creditors must contact your trustee, not you!
When you go bankrupt in Ontario, your trustee is responsible for notifying all of your creditors that you have filed for bankruptcy.
By law, all legal actions against you, such as collection activities, must stop once the bankruptcy documents are filed.
Creditors cannot begin or continue lawsuits, wage garnishees, or even contact you by telephone to demand payments. Secured creditors, such as mortgage companies, must still be paid if you are keeping the secured asset (such as your car or house).
If creditors continue to harass you when you go bankrupt
in British Columbia, we recommend contacting a bankruptcy
trustee. Your British Columbia bankruptcy
trustee will explain in more detail how to deal with
creditors once your bankruptcy
in British Columbia is filed.
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